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- Wayne County Four Star Health coverage is available to Wayne County
businesses with 2 to 100 employees and with 50% of their employees residing
here
- Eligible employees must not have participated in an employer sponsored
health plan in the last 12 months and half of the group must earn less than
$16.00 per hour
- The company must have been in business for a minimum of 6 months
Primary Care
The Four Star benefit includes primary care from within any of the health system physician networks. More than 850 doctors participate in Four Star.
Hospitalization
Hospitalization care is covered up to 20 days or $25,000 per year. This includes coverage for semi-private room and board, Intensive Care Unit, and ancillary services.
Emergency Care
Emergency room care is covered up to a maximum of $1,000 per visit to any of the four partner health system ERs.
Outpatient Care
Four Star provides coverage for many outpatient care services, including: Urgent Care, ambulance, lab and x-ray, outpatient surgery, and maternity care.
Pharmaceuticals
The Four Star drug benefit covers up to $2,500 annually and promotes the use of generic drugs with low co-pays.
Inpatient Care
Hospitalization* ..................................$100.00
Psychiatric treatment*..........................$100.00
Maternity - delivery* ............................$100.00
Emergency Care
Emergency room visit*............................$50.00
Outpatient Care
Physician office visits............................$15.00
Pre & post-natal maternity .....................$15.00
Urgent care center visit.........................$25.00
Ambulance service ...................10% coinsurance
Surgery facility* ..............................No Co-pay
Lab test & radiology.........................No Co-pay
Durable medical equipment*....................$50.00
Medical supplies*..................................$50.00
Psychiatric care ...................................$15.00
Physician surgical care* .....................No Co-pay
Anesthesia services* ........................No Co-pay
Physican consultations ..........................$15.00
Sub abuse care........................10% coinsurance
Home health agency visit* .................No Co-pay
Pharmaceuticals
Generic formulary drugs..........................$5.00
Brand name drugs* ..................50% coinsurance
* Benefits with certain annual or lifetime maximum limits.
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