The Wayne County Treasurer's Office offers various plans to assist distressed taxpayers with paying delinquent taxes.
The Stipulated Payment Agreement (REGSPA), Interest Reduction Stipulated Payment Agreement (IRSPA), and the Pay As You Stay Payment Agreement (PAYSPA) are available online for eligible taxpayers.
If you have been approved for the PAYS program, please call (313) 244-0274, or go to https://waynemetro.tfaforms.net/4849141 for more information and to complete an application for possible financial assistance through the Detroit Tax Relief Fund.
Click here to see if you are eligible and to apply
Distressed Owner Occupant Extension (DOOE) Payment plan agreements will have to be made through the mail or email until further notice.
To receive a payment agreement, send a request by mail or email (firstname.lastname@example.org) with your name, email address, phone number, and the property address and parcel number that you are concerned about.
Payment plan agreement requests can also be mailed to:
Wayne County Treasurer's Office
400 Monroe Street
Detroit, MI 48226
Interest Reduction Stipulated Payment Agreement (IRSPA)
The IRSPA plan is designed for owner-occupied properties (the deed is in your name and it is your principal residence). If you are struggling to pay years of delinquent property taxes, you may qualify to be enrolled in the Interest Reduction Stipulated Payment Agreement (IRSPA). This payment plan reduces the interest rate from 18% to 6% for eligible taxpayers. To sign up, you must own and live in your home, and have a Principal Residence Exemption (PRE) that proves permanent residency. Under IRSPA, all delinquencies can be bundled into one payment plan.
(IRSPA's are available throughout the year.)
Stipulated Payment Agreement (REGSPA)
The REGSPA plan is available to everybody, and is designed for non-owner occupied properties. The REGSPA plan allows a taxpayer to pay taxes pursuant to a payment schedule. The plan will avoid foreclosure provided that payments are submitted per the agreed upon schedule. To be effective the plan must be signed by both the taxpayer and the Treasurer's Office. The REGSPA plan is available online. Please click on the link below and enter your parcel ID or property address. Eligible taxpayers will see the REGSPA button on the screen.
Click Here to Enroll Download REGSPA agreement REGSPA Pay Dates
The Pay As You Stay (PAYS) program may reduce the amount of delinquent taxes owed for lower income residents who own and occupy their residence and live in a municipality that has opted into the program.
In order to be eligible for the PAYS program, homeowners must apply for Poverty Tax Exemption (PTE) through their local assessor's office and have it approved.
If deemed eligible, after notification from your local assessor's office, you will be contacted by the Wayne County Treasurer's Office via mail on your next steps to enroll into the PAYS payment agreement (or pay a discounted lump sum).
The following Wayne County communities are participating in PAYS:
The following Wayne County communities chose to opt-out of PAYS:
Allen Park, Belleville, Brownstown Twp., Canton Twp., Flat Rock, Garden City, Gibraltar, Grosse Ile Twp., Grosse Pointe Park, Grosse Pointe Woods, Harper Woods, Huron Twp., Inkster, Lincoln Park, Livonia, Melvindale, Northville City, Northville Twp., Plymouth Twp., River Rouge, Riverview, Southgate, Wayne, Woodhaven, Wyandotte, and the Village of Grosse Pointe Shores.
If you are interested in applying for PAYS, and live in a participating community, contact your local municipality to apply for a PTE. If you are eligible for the PAYS program, the Wayne County Treasurer's Office will receive your information from your local municipality and will contact you to fill out a PAYS application.
For help with the PTE application:
- Contact UCHC (313-963-3310) or Wayne Metro (313-388-9799), or
- Call United Way at 211 or text HELP to 85274.
Eligible taxpayers who received a letter from the Wayne County Treasurer's Office should call (313) 244-0274, or go to https://waynemetro.tfaforms.net/4849141 for more information and to complete an application for possible financial assistance through the Detroit Tax Relief Fund.
Click Here to Enroll Taxpayer Guide to PAYS
Distressed Owner Occupant Extension (DOOE)
This plan is for those experiencing financial hardship with documented proof. To get into this extension plan, you must own the property and have a deed recorded in your name.
- You must live in the property and have proof of occupancy via utility bill or other document.
- Interest accrues monthly at 1.5% per month.
- You must provide a valid Michigan driver's license or State ID when entering the plan.
As a veteran you will be allowed to enter into a payment plan without a down payment as long as you are able to provide one of the following documents:
- Honorable discharge certification papers
- DD-214 Form referencing an honorable discharge
For additional information please contact Wayne County Veterans Affairs at (313) 224-5045.
Wayne County property owners who are employed as police officers, firefighters, EMS and health care workers will be allowed to enter into payment plans with no down payment required. Identification and verification of employment will be required.